Success of the Big 6 - explain please

fourthandshort

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What the ncaa proposes and its impact is so foggy when factoring in that fbs level post season football playoffs/bowls are already non-ncaa… meaning if the power conferences don’t like it than can easily break away from ncaa oversight and do their own thing since they already do that post season. Ok…. For the smaller (based on revenue size) football programs ok now pay the football players 30k but how about also making the paid athletes pay for their tuition, housing, meal and health insurance!!
There's the rub with colleges paying athletes as if they are a w-2 Employee ... it is no longer a health insurance risk, it is a worker compensation risk. And there are 2 major differences between healthcare claims and work comp claims:

  1. Date of Injury - a healthcare policy covers claims based on date of service. Work Comp policy covers based on date of injury. AND it covers that claim for life of that injury. So the NFL operates under a franchise model, which allows them to self-insure, under each states separate WC laws/regs.
  2. Indemnification of lost wages - a work comp policy must also cover all lost wages during their injury. No imagine what happens for career ending injuries ?
So aside from the w-2 aspect to this idea changing insurance, it is further complicated by Work Comp being highly regulated AND run at the State level. So this is what the NFL had to deal with for stand point of injuries to their employees.

No small thing when you consider most players incur 2-3 injuries each season, most minor, but some major. They are each a separate claims, unless you re-injure the same injury ... like hamstrings or concussions, those get assigned back to their original injury and extend the life of that WC claims. Amd just think about concussions, or backs/necks/spines, and long term impacts, especially as most go undiagnosed due to repetitive traumas .. that claim can always be reopened if symptoms reoccur, unless that claim was settled with the EE/injured party.

edit: it is no small thing ... not sure what all drove the NFLs decision to create a franchise structure. But the draft, contracts/salary structure, and injuries are probably all near top of list of reasons. Could colleges do this ... I can't even fathom how.
 
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MadBird

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Thanks for posting this, Big Toe. It looks like the proposed new subdivision would be at the top of the DI stack.
FCS - 65 scholarships
FBS - 85
New - ?
FCS looks like it's getting another increment away from competing at the highest level.
I personally have no problem being another increment away from competing at the minor-league professional level. Won't bother me one bit. Keep it as "amateur" as possible. Just one man's opinion.
 

StLRedbird

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I personally have no problem being another increment away from competing at the minor-league professional level. Won't bother me one bit. Keep it as "amateur" as possible. Just one man's opinion.
Right, but I wasn't giving an opinion. ;-) I do think that football might be a special case in all of the NCAA-sponsored sports in the degree of damage done to the bodies of the participants. Compensation for this shouldn't impair amateur standing. But that's my JMO. The one constant in today's world is accelerating change.
 
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